ISO’s Premium Audit Advisory Service (PAAS®) is your source of technical information and training for premium auditors. PAAS® information helps you properly classify exposures for commercial casualty insurance, including general liability, commercial auto, and workers compensation. PAAS® offers a wide range of essential services, including more than 40,000 classification guides and more than 500 bulletins. The guides feature detailed descriptions of all state-specific and national workers compensation and general liability classifications.


For product information, click on a link below.

Workers Compensation Guides

Workers Compensation State Statutory Exceptions

General Liability Guides

Rating Information

Industry Guides




Just the FAQs

Training Manuals


PAAS® bulletins keep you up to date on issues of importance to PAAS® customers. Through PAAS® on ISOnet, you have access to:

  • Board & Bureau Bulletins-Bulletins and circulars issued by the independent rating bureaus
  • Educational Bulletins-Information on topics ranging from clarification of the basic rules and procedures to interpretations
  • Legislative Bulletins-Details on the latest state and federal legislation affecting the premium audit and underwriting functions

Contact PAAS®

The leading technical information service for premium audit and underwriting professionals